Terms of Service

Welcome to Clear Business Funding. These Terms of Service ("Terms") govern your access to and use of clearbusinessfunding.com, as well as any products, services, financing solutions, and related offerings provided by Clear Business Funding ("Company," "we," "us," or "our"). By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree, please do not use our Site or Services.

1. Definitions

"Services" refers to all business financing products, capital solutions, and related offerings provided by Clear Business Funding, including but not limited to term loans, lines of credit, business acquisition financing, and related services.

"User," "you," or "your" refers to any individual, business entity, or representative accessing the Site or using the Services.

"Application" refers to any request, form, or submission made by you for funding or financing through the Site or other channels.

2. Eligibility

To use our Services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. If you are accessing the Services on behalf of a business entity, you represent and warrant that you have the authority to bind that entity to these Terms. You further represent that all information provided to us is accurate, complete, and current.

3. Services Overview

Clear Business Funding provides business financing solutions designed to help established businesses access the capital they need to operate and grow. Our offerings include, but are not limited to:

Business Financing: Term loans, lines of credit, and business acquisition financing.

The specific terms, rates, fees, and conditions of any financing product will be set forth in a separate agreement executed between you and Clear Business Funding. These Terms of Service do not constitute an offer or commitment to lend, invest, or provide any specific financial product.

4. Application and Approval Process

Submitting an application through our Site or other channels does not guarantee approval of financing. All applications are subject to our underwriting criteria, due diligence procedures, and internal review processes. We reserve the right to approve, decline, or modify any application at our sole discretion.

You agree to provide accurate, truthful, and complete information in connection with any application. Providing false, misleading, or incomplete information may result in denial of your application and termination of any existing services.

5. Fees and Payment Terms

Fees, interest rates, repayment schedules, and other financial terms applicable to specific financing products will be detailed in the individual agreements associated with those products or services. You agree to pay all fees, charges, and amounts due in accordance with the terms specified in your applicable agreement.

Failure to make timely payments may result in additional fees, penalties, increased interest rates, reporting to credit bureaus, referral to collections, or other remedies as permitted by applicable law and your specific agreement.

6. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You shall not use the Site in any manner that could damage, disable, overburden, or impair the Site, or interfere with any other party's use of the Site. Prohibited activities include, but are not limited to:

• Attempting to gain unauthorized access to the Site, other accounts, computer systems, or networks connected to the Site through hacking, password mining, or any other means.
• Using the Site to transmit any material that contains viruses, malware, or other harmful code.
• Using automated means, including bots, scrapers, or spiders, to access or collect data from the Site without our express written permission.
• Impersonating any person or entity or falsely representing your affiliation with any person or entity.
• Using the Site in connection with any fraudulent, deceptive, or illegal activity.

7. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, software, and the compilation thereof, is the property of Clear Business Funding or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Site without our prior written consent.

The Clear Business Funding name, logo, and all related product and service names, designs, and slogans are trademarks of the Company. You may not use such marks without our prior written permission.

8. Privacy and Data Protection

Your use of the Site and Services is also governed by our Privacy Policy, which describes how we collect, use, store, and disclose your personal and business information. By using our Site and Services, you consent to the collection and use of information as described in our Privacy Policy. We take reasonable measures to protect your data, but no method of transmission or storage is completely secure.

9. Confidentiality

Both parties agree to maintain the confidentiality of any proprietary or confidential information exchanged during the course of the business relationship. This includes, but is not limited to, financial data, business plans, trade secrets, and the terms of any financing arrangement. This obligation survives the termination of these Terms and any related agreements.

10. Disclaimers

THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CLEAR BUSINESS FUNDING DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee that any financing will be approved or that any specific results will be achieved through the use of our Services.

Nothing on the Site constitutes legal, tax, investment, or financial advice. You should consult with qualified professionals before making any financial decisions. Clear Business Funding is not a bank. Financing products are underwritten and serviced in accordance with applicable federal and state regulations.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CLEAR BUSINESS FUNDING, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR PARTNERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITY, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY.

OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00).

12. Indemnification

You agree to indemnify, defend, and hold harmless Clear Business Funding and its officers, directors, employees, agents, affiliates, and partners from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of the Site or Services; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) any information you provide to us that is false, misleading, or incomplete.

13. Third-Party Links and Services

The Site may contain links to third-party websites, services, or resources. These links are provided for convenience only, and Clear Business Funding does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Your interactions with third-party sites are solely between you and the third party, and you access them at your own risk.

14. Termination

We reserve the right to suspend or terminate your access to the Site and Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Site ceases immediately. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State in which Clear Business Funding maintains its principal place of business, without regard to its conflict of laws principles.

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, or validity thereof shall first be attempted to be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue resolution through binding arbitration or litigation as permitted by applicable law.

16. Changes to These Terms

We reserve the right to modify or update these Terms at any time in our sole discretion. Any changes will be effective upon posting the revised Terms on the Site, with an updated effective date. Your continued use of the Site or Services after such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

17. Electronic Communications and Consent

By using the Site or Services, you consent to receiving electronic communications from us, including emails, text messages, and notices posted on the Site. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

18. SMS Communications

Clear Business Funding offers an SMS messaging program exclusively to business owners who have explicitly opted in by submitting our online application form and checking the consent checkbox.

Program Name: Clear Business Funding SMS

Program Description: We send SMS messages solely to follow up on submitted financing inquiries, provide relevant funding information, and communicate with customers about their application status.

Message Frequency: Message frequency varies based on your inquiry status.

Rates: Msg & data rates may apply.

Opt-Out: Reply STOP at any time to unsubscribe. You will receive no further messages from this number.

Help: Reply HELP for assistance or contact us directly.

Support: Contact us at frank@clearbusinessfunding.com or (656) 264-4464.

Consent: Consent to receive SMS is not a condition of purchase or receiving services.

Third Party Sharing: Mobile information and opt-in data will never be shared with third parties or affiliates for marketing or promotional purposes.

19. Force Majeure

Clear Business Funding shall not be liable for any failure or delay in performing its obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, acts of government, pandemics, war, terrorism, labor disputes, power failures, internet disruptions, or cyberattacks.

20. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

21. Entire Agreement

These Terms, together with our Privacy Policy and any individual financing or service agreements, constitute the entire agreement between you and Clear Business Funding regarding the use of the Site and Services and supersede all prior and contemporaneous understandings, agreements, and communications, whether written or oral.

22. Contact Information

If you have any questions, concerns, or inquiries regarding these Terms of Service, please contact us at:

Clear Business Funding

30 N Gould St, Sheridan, WY 82801

Website: https://clearbusinessfunding.com

Email: frank@clearbusinessfunding.com