Find answers to common questions about our financing solutions and application process.
Our streamlined process can get you funded in as little as 24 hours for most products. The initial application takes just minutes, and once approved, funds are typically deposited within 1-2 business days. SBA loans and complex financing may take longer due to additional documentation requirements.
The required documents vary by product, but typically include:
We'll let you know exactly what you need once you start your application.
Requirements vary by product. Some of our products are designed for business owners with lower credit scores (580+), while others require excellent credit (700+). We have options for almost every credit situation. Even if you've been declined elsewhere, we may be able to help.
Funding amounts range from $5,000 to $5,000,000+ depending on the product:
Most of our products have no prepayment penalties - you can pay off your loan early without any additional fees. This allows you to save on interest by paying down your balance faster. However, please review your specific loan agreement for details, as some products may have minimal early payoff fees.
Our initial pre-qualification process uses a soft credit pull, which does not affect your credit score. A hard credit inquiry is only performed when you complete a full application and give us permission. This may cause a small, temporary dip in your score, but it typically recovers quickly with on-time payments.
Yes! Our funding can be used for virtually any legitimate business purpose, including:
We work with businesses across virtually all industries, including retail, restaurants, construction, healthcare, manufacturing, transportation, e-commerce, and professional services. Some industries may have specific requirements or exclusions. Contact us to discuss your specific situation.
Our team is here to help you understand your options.